Editorial Policy

Trust is the whole point of a comparison site. These are the standards every BankingPicks page follows.

Accuracy

• Every rate, fee, minimum and bonus comes from a current source, usually the bank’s own product page or disclosures.
• Every rate shows the date the bank says it applies and the date we last checked it.
• We use APY for savings products, exactly as the bank discloses it.
• We confirm FDIC insurance in the FDIC BankFind database before calling an account insured. For credit unions, we confirm NCUA insurance.
• If we cannot verify a figure, we do not publish it.

Independence

Rankings follow our published methodology. A higher commission never moves a product up. Our editorial team decides what to review and how to score it. Commercial partners do not review or approve our content before publication. If we ever show a paid placement, we label it clearly and keep it out of our ranked lists.

Facts, analysis and recommendations

We separate what a bank says (facts, with sources), what we think it means (analysis) and which accounts we rank highest (recommendations based on our scorecard). Our content is general information for comparison, not personal financial advice.

Updates

We recheck rates on our comparison and review pages at least weekly and update sooner when a bank announces a change. Each page shows when it was last updated.

Corrections

If you believe something on BankingPicks is wrong, email hello@bankingpicks.com with the page and the issue. We investigate every report and correct confirmed errors promptly, noting significant corrections on the page.

Plain English

We write for busy people. We explain terms when we use them, avoid hype and lead with the answer.