Savings
Plain English guides to high yield savings accounts: how they work, what they earn, safety, taxes and bank reviews, with every rate dated.
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How Much Interest Will $50,000 Earn in a High Yield Savings Account?
What $50,000 earns in a year at today’s top high yield savings rates, vs. the national average, plus how much it grows in 5 years, taxes and FDIC limits.
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APY vs. Interest Rate: What Is the Difference?
APY includes the effect of compounding; the interest rate does not. Here is how the two differ, how to calculate APY, and which number to use when comparing savings and CDs.
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Is Always.bank Legit? Who Runs It and How Your Money Is Protected
Always.bank is a digital division of 22nd State Banking Company, an FDIC insured Alabama bank founded in 1917. Here is how your money is protected and what it pays.
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SoFi vs. Axos ONE: Which Savings Account Pays More?
SoFi Checking and Savings vs. Axos ONE Savings: top rates, the direct deposit rules behind them, base rates, ATMs, extra FDIC coverage and which one fits you.
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Best Savings Accounts for an Emergency Fund
The best high yield savings accounts for an emergency fund: fast access to your money, a rate you can count on in any month, no fees and FDIC insurance.
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Is Happen Bank Legit and FDIC Insured? What to Know About the Former LendingClub Bank
Happen Bank is the new name of LendingClub Bank, an FDIC insured national bank. Here is who runs it, how your money is protected and what its savings and CD accounts pay.
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Best High Yield Savings Accounts With No Direct Deposit Required
The best high yield savings accounts that pay their rate without direct deposit, ranked on our published scorecard and compared on APY, minimums, access and fees.
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American Express vs. Capital One 360: Which Savings Account Is Better?
American Express High Yield Savings vs. Capital One 360 Performance Savings: rates, fees, transfer times, support, branches and which big name savings account fits you.
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Happen Bank vs. Peak Bank: Which High Yield Savings Account Is Better?
Happen Bank LevelUp Savings vs. Peak Bank Envision High Yield Savings: rates, the $250 monthly rule, minimums, transfer holds, ATM access and which one fits how you save.
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High Yield Savings vs. Money Market Account: What’s the Difference?
How high yield savings and money market accounts compare on rates, access, minimums and insurance, and why a money market account is not the same as a money market fund.